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• Materials provided on this site are provided “AS IS” without warranty of any kind, either express or implied, included without limitation warranties of merchantability, fitness for a particular purpose, and non-infringement. SMEQuest.com specifically does not guarantee or provide any warranties or representations as to the accuracy, timeliness, completeness, reliability or usefulness of any such Materials or the Site. We periodically add, change, improve, or update the Materials and the Site without notice. Under no circumstances shall the SMEQuest.com be responsible or liable for any loss, damage, liability or expense incurred or suffered which is claimed to have resulted from use of this Site or the Materials, including without limitation, any fault, error, omission, interruption or delay with respect thereto. Use of this Site and the Materials is at User’s sole risk. Under no circumstances, including, but not limited to, negligence, shall the SMEQuest.com be liable for any direct, indirect, incidental, special or consequential damages, even if they have been advised of the possibility of such damages.

• User specifically acknowledges and agrees that SMEQuest.com is not liable for any conduct of any User. • This Site and Materials on this Site may contain advice, opinions, and statements of various information providers and content providers. SMEQuest.com does not represent, review or endorse the accuracy or reliability of any advice, opinion, statement or other information provided by any information provider or content provider, or any user of this Site or other person or entity. Reliance upon any such opinion, advice, statement, or other information shall also be at User’s own risk. SMEQuest.com shall not be liable to any User or anyone else for any inaccuracy, error, omission, interruption, timeliness, completeness, deletion, defect, failure of performance, computer virus, communication line failure, alteration of, or use of any content herein, regardless of cause, for any damages resulting therefrom.

• As a condition of use of this Site and Materials on this Site, User agrees to indemnify SMEQuest.com from and against any and all actions, claims, losses, damages, liabilities and expenses (including reasonable attorneys’ fees) arising out User’s use of this Site and Materials, including without limitation any claims alleging facts that if true would constitute a breach by User of these terms and conditions. If User is dissatisfied with this Site, any Materials on this Site or with any of terms and conditions of use of this Site, User’s sole and exclusive remedy is to discontinue using this Site and Materials.

• Nothing in this Site or any Materials shall be construed, implicitly or explicitly, as containing any kind of recommendations. Accordingly, nothing in such Site, or in such Materials, constitutes an offer of or an invitation by or on behalf of SMEQuest.com to purchase or sell any shares or securities nor should it be considered as a piece of advice.

Photo Disclaimer

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Links to third-party web sites

This Site includes links to other websites. Some of these sites are not under the control of SMEQuest.com and may contain materials that are objectionable, unlawful, or inaccurate. These links are provided for your convenience as a courtesy only and do not mean and do not imply that SMEQuest.com endorses these sites or the products and services they provide. You acknowledge and agree that SMEQuest.com is not responsible or liable for access to or the content or accuracy of these other sites.

Jurisdiction

This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.